The original purpose of my blog was to inform and educate about the Home Buying & Selling Process.  I must admit, the intent is there and I am making a dedicated effort to keep this site fresh with updated content and stories for you.  This business continually amazes me and I want to share the good, the bad and the ugly with you.  This happens to be a good one…

This recent one comes to mind…this story is for the Apartment dwellers who believe that they will be paying rent for the rest of their life because of a few credit mishaps. 

I met with a young, newly married couple renting in Suwanee.  I had never met them before until they came in to the office for a Home Buyer Seminar our office hosted (Free, by the way).  Margie Alexander & Elysee Davidson from CountryWide and myself talked to this couple about the pre-qualification process.  The young man frankly told us that he had been rejected for cell phones offers, department store cards, and other credit driven items.  He explained to us that there were some ”issues” that may show up on his credit report that would negatively affect him and his new wife to purchase a home that they so badly wanted.

Margie took their information, and the next day called me to tell me the news…they had been approved!  What a great telephone call that was to make!

After delivering the news, they were both so excited to begin the home buying process.  They were little hesitant in the beginning, with the issues of breaking a lease, a down payment and closing costs.  After all, they had no intentions of being approved to purchase a home.  Their main reason for attending the seminar was to find out how they could correct their previous financial mistakes and move forward.

They have been monitoring the listings that meet their specific criteria via Internet and when they see something they like, we take a look at it.  We went out this last weekend and they found a few that they really liked.  The best part is that with it being a “buyers market”, they are able to ask the sellers for the closing costs and other concessions that would have been snubbed a few years ago. 

I think most of us can relate to this story in some way.  We never know what we can accomplish until we try.  Our team at Keller Williams along with the staff at Countywide Home Loans will consult with you and your situation on an individual basis.  Is it the right time for you to buy?   The Countrywide team and Myself  will work with you to make your dreams a reality.